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Pre-Existing Conditions and Auto Accidents in Michigan


Auto accidents are common in Michigan, and unfortunately, they can have severe consequences for those involved. If you have a pre-existing condition, you may wonder how an auto accident will impact your health and legal rights. This article will explore the laws on pre-existing conditions and auto accidents in Michigan.

Michigan is a no-fault state

First, it is essential to understand that Michigan is a “no-fault” state regarding auto accidents. This fact means that regardless of who is at fault for the accident, each driver’s insurance company is responsible for paying their medical expenses and lost wages up to certain limits. This system is designed to compensate accident victims, regardless of fault promptly.

Pre-existing conditions have an effect on claims

However, if you have a pre-existing condition, you may be concerned about whether you can receive compensation for any additional medical expenses or other damages caused by the accident. The good news is that you may still be eligible for compensation if your pre-existing condition is worsened or aggravated by accident.

For example, suppose you have a back injury from a previous accident or medical condition, and the auto accident exacerbates your symptoms. In that case, you can recover damages for the additional medical treatment you require. However, the insurance company may try to argue that your pre-existing condition was not worsened by accident. It becomes crucial to have an experienced personal injury attorney on your side.

Time limit still applies

It is important to note that Michigan has a strict time limit for filing a claim after an auto accident. In most cases, you have only one year from the accident date to file a claim for no-fault benefits. If you miss this deadline, you may lose your right to compensation.

Severe injuries may also be claimed

Michigan also has a law called the “Michigan Catastrophic Claims Association” (MCCA) that provides additional benefits for those who suffer severe injuries in auto accidents, regardless of fault. These benefits can include unlimited medical coverage, wage loss benefits, and more. However, eligibility for MCCA benefits is limited to those who have suffered a “catastrophic” injury, such as a spinal cord injury, traumatic brain injury, or loss of limbs.

If you are involved in an auto accident in Michigan and have a pre-existing condition, taking specific steps to protect your health and legal rights is essential. First, seek medical attention immediately, even if you don’t think your injuries are serious. Some injuries, such as whiplash or traumatic brain injuries, may not show symptoms immediately but can have serious long-term consequences if left untreated.

Next, contact an experienced personal injury attorney who can help you navigate Michigan’s complex laws surrounding pre-existing conditions and auto accidents. An attorney can help you gather evidence to support your claim, negotiate with the insurance company, and represent you in court if necessary.

In conclusion, if you have a pre-existing condition and are involved in an auto accident in Michigan, you may still be able to recover damages for any additional medical expenses or other damages caused by the accident. However, it is essential to take swift action and seek the help of an experienced personal injury attorney to protect your rights and ensure you receive the compensation you deserve.

Get Proper Coverage

In case of doubt, keep in mind that it is your no-fault insurance provider who will ultimately pay for your medical bills. As long as you get unlimited or no-limit coverage, it would help if you were adequately covered when you need the best coverage for your health and safety.

Contact Your Lawyer Today

If you have an insurance claim that you need assistance with, you should contact us today. A lawyer can help you get started with your claim, and a lawyer at Haque Legal will ensure that your needs are met from the beginning to the end of the proceedings. You are always in good hands with Haque Legal and what it offers.


The article you read is based on general applications of the law, and it is not legal advice, and it is not to be construed as any legal consultation with the firm. No client-attorney relationship is created when you read the articles we have provided.

Let us help you out.

If you are having trouble filing an insurance claim, call us immediately. If you have any problem with the law or seek justice and truth, our numbers are standing by to take your call.

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